if You're Officially ✦ Under Contract
Deadlines move fast from this moment. This guide walks you through every phase — from the first 3 days through closing day — so nothing slips through the cracks.
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Under contract is where deals are won or lost. Our complete checklist covers every deadline from the effective date through closing — including the wire fraud warning every buyer needs to read before sending a single dollar.
The First 3 Days — escrow, inspection, lender docs
Mid-Contract Milestones — HOA, appraisal, loan commitment
The Final Stretch — insurance, walkthrough, utilities
Key dates tracker: inspection, loan commitment, closing
1
Deadlines Move Fast
The First 3 Days
Send your escrow deposit on time — wire or check, per the contract
Send proof of deposit to both your agent and your lender
Confirm your lender has the executed contract and title company name
Submit all requested lender documents ASAP
Order your home inspection with your agent's help
Note the inspection period due date on your calendar
Review inspection results and decide on repairs or credits
Wire safely: always verify wiring instructions by phone with the title company before sending funds.
2
Keep It Moving
Mid-Contract Milestones
Review HOA documents, budgets, and rules carefully
Apply to the HOA — your agent's transaction coordinator can help
Your lender orders the appraisal; title company orders the survey
Note your loan commitment date and confirm you're on track
Confirm your lender has everything they need — ask, don't assume
3
The Home Stretch
The Final Stretch
Confirm your homeowners insurance is bound and delivered to your lender
Set up utilities to transfer on your closing date
Schedule your final walkthrough with your agent
Ask your agent for trusted moving vendors
Then… Celebrate. Under contract is where deals are won or lost — and where the right team makes all the difference.
"Under contract is where deals are won or lost."
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