2828 SW 36th St, Cape Coral FL | Gulf Access Pool Home $749K

Quick answer: 2828 SW 36th St, Cape Coral FL 33914 is a 4 bedroom, 2 bath Gulf access pool home in the Surfside area of southwest Cape Coral, listed at $749,000 (MLS #2026038749). It sits on an oversized double lot on a 140 ft wide canal with a captain's walk dock, a heated pool and NO HOA.

Listed by Lisa Gottesman, The Gottesman Group, eXp Realty, LLC. Call or text 239-898-1463 for a private showing.

At a Glance

Why This Home Stands Out

• Gulf access by boat: one bridge, a few minutes to the Spreader Waterway, then out to the bay, the beaches and the Gulf

• 140 ft wide canal: wide open water views, sunrise and sunset from the same dock

• Oversized double lot: more yard and more room for outdoor living

• Heated pool: Aquatherm heat pump heater with PoolSync Wi Fi control, resurfaced pool, new paver pool deck and driveway

• Big ticket items done: new metal roof, Rheem A/C, Rheem water heater, total repipe, Storm Smart hurricane shutters, replaced front windows

• Insurance ready: assumable flood insurance policy, 4 Point Inspection and a brand new Wind Mitigation Report (Oct 2026)

• Sits high: the home has never flooded, per the seller

• Room to spread out: separate living and family rooms, dining room, vaulted ceilings, split bedrooms, inside laundry

• Smart home touches: Schlage Encode smart locks and motorized blinds

• Extras: epoxy garage floor, underwater dock fish light, banana tree in the yard

Upgrades and Improvements

Roof and protection: new metal roof (Abisso Remodeling, Feb 2023), front windows replaced (Mar 2019), Storm Smart hurricane shutters.

Pool and outdoor living: pool resurfaced and new paver driveway and pool deck (Dec 2022), Aquatherm heat pump pool heater (Feb 2023), PoolSync Wi Fi heater control (Jun 2023), Jacuzzi pool pump (Oct 2022), underwater dock fish light (Feb 2025).

Systems: Rheem A/C (2019, serviced Sept 2026), Rheem water heater (Jan 2024), total repipe (Savior Plumbing, May 2016).

Interior: Schlage Encode smart locks (Jul 2025), motorized blinds (Apr 2023), epoxy garage floor (Nov 2022), washer and dryer (Jun 2022), refrigerator, dishwasher and range (Sept 2020).

Improvement dates provided by the seller. Buyer to verify.

A Day at 2828 SW 36th St

Coffee on the captain's walk dock while the sun comes up over the canal. The ospreys are already out. By mid morning the boat is in the water, and one bridge later you are on the Spreader Waterway headed for the bay, the beaches and the Gulf. Lunch by boat at Cape Harbour, back at the dock by late afternoon, friends at the pool that stays warm even in January, and the sunset over the water to close it out. There is nothing to fix and nothing to wait on. Just bring your boat and your toothbrush.

Living in Surfside, Southwest Cape Coral

Surfside is a sought-after area of southwest Cape Coral, off Surfside Blvd and Beach Pkwy W. This home is on public water and sewer, and there is no HOA, so there are no association fees or association rules. Oasis Charter Elementary School South is about 0.7 miles away and Gulf Elementary is about 1.3 miles away (buyers should confirm school assignments with the district).

Cape Harbour by boat: Cape Harbour, the waterfront marina village in southwest Cape Coral, is a short boat ride from the dock. It is the main draw for dining on the water at Rumrunners, plus shopping and entertainment.

Frequently Asked Questions

Does 2828 SW 36th St in Cape Coral have Gulf access?

Yes. The home sits on a 140 ft wide canal in Surfside with a seawall and a captain's walk dock. There is one bridge to clear before the Spreader Waterway, then open water to the bay, the beaches and the Gulf of Mexico.

Is there an HOA at 2828 SW 36th St?

No. There is no HOA and no association fee. The property is single family, zoned R1, and is subject only to City of Cape Coral rules. Pets are allowed.

What about flooding and flood insurance?

The seller reports the home sits high and has never flooded. An assumable flood insurance policy is available, along with a 4 Point Inspection and a new October 2026 Wind Mitigation Report, which buyers can share with their insurance agent when getting quotes. Buyers should verify the flood zone and their own insurance costs.

How old are the roof, A/C and plumbing?

Per the seller, a new metal roof was installed in February 2023, the Rheem A/C is from 2019 and was serviced in September 2026, the water heater was replaced in January 2024, and the home was fully repiped in 2016. Hurricane shutters protect the openings.

What are the property taxes?

The 2025 property taxes were $5,036.47, according to the MLS. Taxes can change after a sale, so buyers should check the Lee County Property Appraiser's estimator for their own figure.

Is the pool heated?

Yes. The in ground, screen enclosed pool has an Aquatherm heat pump heater added in 2023, controlled by PoolSync Wi Fi, so it stays warm through the winter. The pool was resurfaced in 2022 with a new paver deck.

How far is 2828 SW 36th St from Cape Harbour?

Cape Harbour is a short boat ride from the dock at 2828 SW 36th St. The marina village is a favorite stop for lunch or dinner on the water at Rumrunners, along with shopping and entertainment.

How do I schedule a showing?

Call or text Lisa Gottesman at 239-898-1463, or send a request through the contact page. Showings are by appointment.

See It in Person

Ready to see 2828 SW 36th St? Call or text 239-898-1463 for a private showing, or request a showing online.

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Meet Lisa Gottesman

Lisa Gottesman leads The Gottesman Group at eXp Realty, LLC and has helped over 1,000 families move in Southwest Florida. She is RealTrends Verified #4 in Fort Myers for sales production and an eXp ICON Agent. Read more about Lisa.

Listing courtesy of The Gottesman Group, eXp Realty, LLC. Information deemed reliable but not guaranteed. Buyer to verify all information.